WEALTH ISN'T WHAT YOU THINK IT IS

In partnership with

Top investors are buying this “unlisted” stock

When the team that co-founded Zillow and grew it into a $16B real estate leader starts a new company, investors notice. That’s why top firms like SoftBank invested in Pacaso.

Disrupting the real estate industry once again, Pacaso’s streamlined platform offers co-ownership of premier properties – revamping a $1.3T market.

By handing keys to 2,000+ happy homeowners, Pacaso has already made $110m+ in gross profits.

Now, after 41% gross profit growth last year, they recently reserved the Nasdaq ticker PCSO. But the real opportunity is now, at the unlisted stage.

Until May 29, you can join Pacaso as an investor for just $2.80/share.

Invest before the window closes.

_{This is a paid advertisement for Pacaso’s Regulation A offering. Please read the offering circular at invest.pacaso.com. Reserving a ticker symbol is not a guarantee that the company will go public. Listing on the NASDAQ is subject to approvals. Under Regulation A+, a company has the ability to change its share price by up to 20%, without requalifying the offering with the SEC.}

I just finished an interview on Business Growth Talks with Mark Hayward, and I held nothing back. Not because I wanted to sound impressive, but because the financial industry has been feeding you half-truths for far too long.

Let me be clear: Financial literacy isn't enough. Knowledge about Roth IRAs, investment strategies, and tax codes won't save you if you don't understand your relationship with money.

The hard truth: Your financial decisions are driven by trauma you experienced as a child.

I shared my own story during the interview. At 10 years old, I worked hard cutting grass to earn money to buy my mom an ice cream cone. On my way out of McDonald's, I dropped it and watched it melt on the ground. I cried for hours. That moment still affects how I handle money TODAY.

What's your earliest money memory? We ALL have one. And until you confront it, no amount of financial education will change your behavior.

WHY I CREATED THE MODERN FAMILY OFFICE

For years, I taught financial literacy classes in schools, churches, and community centers—two or three nights a week for nearly seven years straight. The uncomfortable reality? It barely moved the needle.

"I never saw the shift from poor to not having anything to starting to get out of it. I never saw that transition," I admitted during the interview.

That's when I realized we've been approaching this all wrong.

The ultra-wealthy have teams—accountants, lawyers, investment advisors—all working together to build and protect their wealth. Why shouldn't everyone have access to that same level of support?

At Black Mammoth, we created what I call the "Modern Family Office" approach, offering:

• Investment planning

• Insurance planning

• Estate planning

• Tax planning

• Lending assistance

• Real estate guidance

• Business bookkeeping

• And most importantly: financial therapy

Because no spreadsheet in the world will fix what's broken in your relationship with money.

TRUE WEALTH HAS NOTHING TO DO WITH DOLLARS

During college, I climbed Mount Kilimanjaro in Africa. There, I met people "sweeping mud floors, but they were the happiest, most wealthy people I've ever met in my life."

This shook everything I thought I knew as a finance major. How could people with so little money be wealthier than anyone I'd studied with?

"It had nothing to do with the dollars," I realized.

Real wealth isn't about what you own or your net worth. It's about experiences, memories, and connections. "Those have a better return and a better value than anything you'll ever invest in or buy."

MY BIGGEST FINANCIAL LOSS TAUGHT ME EVERYTHING

During the interview, Mark asked about my biggest financial loss. I was completely honest: I lost $85,000 in 18 months on an ethanol plant investment.

That painful experience taught me more about due diligence, trust, and risk assessment than any business school ever could. I've used those lessons to protect my clients' assets ever since.

The point? We learn from our failures, not our successes. That $85,000 loss potentially saved millions for my clients over the years.

TAKE THE FIRST STEP FORWARD

If anything I've shared resonates with you, here's what I want you to do:

1. Identify your money trauma. What's your earliest memory about money? How might it still be affecting your decisions?

2. Stop measuring wealth by possessions. Start measuring it by experiences and relationships.

3. Listen to the full conversation. I went deeper than I typically do about my journey and approach. Watch on YouTube or listen on Apple Podcasts.

4. Reach out if you're ready. As I told Mark, "You're probably listening to this and going 'That resonates with me,' or 'I don't resonate with that.' It doesn't matter. We'll work with you to have the conversation. You can open up and have a conversation. You're taking that next step forward and that's the hardest step – that first step."

We're all fighting financial trauma. Don't do it alone.