THE FINANCIAL INDUSTRY DOESN'T WANT YOU TO HEAR THIS EPISODE

I just dropped an episode that's already making waves across the financial advising industry. Why? Because I'm pulling back the curtain on the ONE thing advisors NEVER want to discuss with you: HOW THEY ACTUALLY GET PAID.

Let's get real: Most advisors would rather talk about literally ANYTHING else than explain exactly how much money they're making off your hard-earned cash. It's time to change that.

HERE'S WHAT I EXPOSE:

1. THE AUM SCAM

Assets Under Management fees sound innocent enough until you do the math. At 1% on a million-dollar portfolio, you're handing over $10,000 ANNUALLY—mostly for investment advice that could be handled by a robot. And when you want to use YOUR OWN MONEY? Suddenly your advisor has "concerns" about your decision. Wonder why?

2. THE COMMISSION CATASTROPHE

This one's the absolute WORST. When I was in the insurance game, we were pushing products with front-load fees as high as 5.75% (yes, that means nearly 6% of your money VANISHES the moment you invest), plus another 1.25% on the backend. Who pockets most of that? Your "trusted advisor." There's a reason I couldn't find a SINGLE PRO to list for this model.

3. THE FUTURE IS FLAT

The subscription model is gaining momentum (from 33% to 43% of the market) because it's the ONLY approach where you know EXACTLY what you're paying for. Everything is itemized and transparent. You pay a flat monthly fee—$500, $3,000, whatever fits your needs—and get comprehensive planning: investments, insurance, taxes, estate planning. ALL OF IT.

The only "downside"? You see that fee every month, which means your advisor actually has to PROVE their value constantly. (Oh no, accountability! How terrible!)

THE HARD TRUTH NO ONE ELSE WILL TELL YOU

If your advisor can't clearly explain EXACTLY how much you're paying in total (all-in fees including operating expenses, commissions, and percentages)—they're hiding something.

If they get nervous when you want to withdraw YOUR money—they're hiding something.

If they can't tell you precisely what services you're getting for that fee—they're hiding something.

You don't need to tolerate this bullshit anymore.

IT'S TIME TO DEMAND BETTER

The subscription model is crushing the old guard because clients are finally waking up to the reality that they deserve to know what they're paying for.

Subscribe to Let's Get Real and never get blindsided by financial industry nonsense again. Each episode cuts through the BS and gives you the unfiltered truth that most advisors are terrified to share.

This industry needs a reality check, and I'm here to deliver it—one uncomfortable truth at a time.

Let's Get Real,

Stoy

P.S. Not sure if your advisor is being straight with you? Forward them this email. Their reaction will tell you everything you need to know.