DEATH WON'T WAIT FOR YOUR FINANCIAL PLAN

Let's cut the bullshit.

Your family is one heartbeat away from financial disaster, and you're still scrolling through Instagram instead of securing their future.

THIS WEEK'S EPISODE WILL MAKE YOU UNCOMFORTABLE.

Good. It should.

I'm taking aim at every pathetic excuse you've been using to avoid getting life insurance:

"I'm too young for life insurance."

WRONG. You're not too young—you're too CHEAP. Life insurance costs pennies when you're young and healthy. Wait until you're 50 with high blood pressure? Good luck with those premiums.

"I don't have anyone to leave money to."

BULLSHIT. Your circumstances will change. Your future self—with a family, mortgage, and responsibilities—will want to punch your current self in the face for this shortsighted thinking.

"I can't afford it right now."

REALLY? But you can afford those $350 Jordans? That $1000 phone? That streaming subscription you barely use? Stop lying to yourself.

In this episode, I'm exposing how I started my career in life insurance and saw firsthand how sleazy the business can be. BUT—that doesn't change the brutal truth that this tool is ESSENTIAL for building generational wealth.

For my Black and Brown families especially—listen up. We can't all inherit millions, but we CAN create financial security through smart planning. Life insurance isn't just death protection—it's a wealth-building strategy the ultra-rich have been using for decades.

I break down:

• The THREE main types of life insurance and when each makes sense

• How the wealthy use life insurance for tax-free income (not just death benefits)

• Simple ways to integrate life insurance into your broader wealth strategy

• Why waiting even ONE YEAR can cost you thousands

I've seen what happens when someone dies without protection. The GoFundMe campaigns. The financial stress piled on top of grief. The lost opportunities to turn tragedy into legacy.

Don't let your family become another sad statistic.

When my mother died with proper coverage, it didn't just pay for funeral expenses—it helped eliminate debt AND provided capital that's still growing today. That's how generational wealth STARTS.

WHAT THE HELL SHOULD YOU DO?

1. Buy term insurance TODAY—whatever your budget allows

2. Build a comprehensive wealth strategy that includes insurance

3. Review annually with a financial professional

4. Increase coverage as your income grows

Stop making excuses. Stop procrastinating. Stop gambling with your family's future.

Watch the full episode here: https://youtu.be/9GpdtAyTg0o

Your funeral costs more than a life insurance policy. Think about that.

Building real wealth, Stoy

P.S. If this message pissed you off—GOOD. Sometimes the truth hurts. Subscribe now and get more uncomfortable truths about money that nobody else has the guts to tell you.

P.P.S. Share this with someone who needs to hear it. You might just save their family's financial future.